# Tip Tips

## Divide By Six

This one is simple, but Iâ€™m surprised that not enough people know it. Ă‚Â My tip secret to divide the bill total by six.

Others use shortcuts like â€śtwice taxâ€ť, but that works out to over 18% now. Ă‚Â Still a decent baseline to round up or down from. Ă‚Â Another shortcut is â€śdivide by ten then add half againâ€ť. Ă‚Â Divide by six is equivalent to 16.6%. Ă‚Â Letâ€™s do a few tests to see what is easiestâ€¦

The bill is $24.52. Ă‚Â Divide by six gives you $4 pretty quickly. Ă‚Â Divide by ten and half again is $2.45 then whatâ€™s half of that â€¦ ok $1.20. Ă‚Â $2.45 + $1.20 is $3.65. Ă‚Â That was a lot more work!

The bill is $125. Ă‚Â Divide by six gives you â€śAround $20 or $21â€ť. Ă‚Â Divide by ten and half again is $12.50 plus $6.25, that gets us close to $19. Ă‚Â But how much more effort was that?

## Credit Card Whole Dollars

WTF is up with people who do all this subtraction when calculating a tip so that the total charged to their credit card is a whole dollar amount? Ă‚Â I mean really people â€“ what are you trying to accomplish? Ă‚Â Do you keep a running total in your head â€“ to the nearest PENNY â€“ of your credit card? Ă‚Â Then the poor server has to do all kinds of penny-precise math and finding of small change on account of your obsession with zeroes. Ă‚Â REALLY!